/* Skyrise Loans: shared styles for all pages */
:root{
  --ink:#0b1530; --ink-2:#26324f; --muted:#5a6683; --soft:#8a94ab; --line:#e5eaf4; --line-2:#d6deec;
  --bg:#fbfcff; --card:#fff; --tint:#f2f6fe;
  --sky:#2f6bff; --sky-d:#1d4fd8; --sky-l:#e8f0ff; --sky-xl:#f3f7ff;
  --dawn:#ff7a45; --dawn-d:#e85d26; --dawn-l:#fff0e8;
  --mint:#0f9f63; --mint-l:#e3f7ee;
  --r:20px; --r-lg:28px;
  --sh-1:0 1px 2px rgba(11,21,48,.05),0 2px 8px rgba(11,21,48,.04);
  --sh-2:0 1px 2px rgba(11,21,48,.04),0 18px 48px -16px rgba(11,21,48,.18);
  --sh-3:0 40px 90px -30px rgba(23,48,120,.35);
  --display:"Bricolage Grotesque",system-ui,sans-serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --ease:cubic-bezier(.2,.8,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased;font-feature-settings:"cv11","ss01"}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit;color:inherit}
button{cursor:pointer}
.wrap{width:min(1200px,100% - 32px);margin-inline:auto}
h1,h2,h3,h4{font-family:var(--display);letter-spacing:-.025em;line-height:1.05;font-weight:700}
h2{font-size:clamp(2rem,4.4vw,3.4rem)}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--sky)}
.kicker i{width:8px;height:8px;border-radius:50%;background:var(--dawn);box-shadow:0 0 0 4px var(--dawn-l)}
.lead{font-size:1.1rem;color:var(--muted);max-width:58ch;margin-top:16px}
section{padding:clamp(72px,10vw,120px) 0;position:relative}
.sec-head{max-width:760px;margin-bottom:48px}
.hl{position:relative;white-space:nowrap;color:var(--sky)}
.hl svg{position:absolute;left:-2%;bottom:-.16em;width:104%;height:.36em;overflow:visible}
.hl path{fill:none;stroke:var(--dawn);stroke-width:5;stroke-linecap:round;stroke-dasharray:400;stroke-dashoffset:400;animation:draw 1.2s .9s var(--ease) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.num{font-variant-numeric:tabular-nums}
:focus-visible{outline:3px solid rgba(47,107,255,.45);outline-offset:3px;border-radius:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 26px;border-radius:14px;font-weight:600;font-size:1rem;border:0;transition:transform .2s var(--ease),box-shadow .2s,background .2s;white-space:nowrap}
.btn:active{transform:scale(.97)}
.btn svg{width:18px;height:18px;transition:transform .2s}
.btn:hover svg.arr{transform:translateX(3px)}
.btn-p{background:var(--sky);color:#fff;box-shadow:0 8px 24px -8px rgba(47,107,255,.7),inset 0 1px 0 rgba(255,255,255,.2)}
.btn-p:hover{background:var(--sky-d);transform:translateY(-1px)}
.btn-d{background:var(--dawn);color:#fff;box-shadow:0 8px 24px -8px rgba(255,122,69,.75)}
.btn-d:hover{background:var(--dawn-d);transform:translateY(-1px)}
.btn-o{background:#fff;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line-2)}
.btn-o:hover{box-shadow:inset 0 0 0 1.5px var(--ink)}
.btn-sm{height:42px;padding:0 18px;font-size:.92rem;border-radius:12px}
.link{color:var(--sky);font-weight:600;background:none;border:0;padding:0}
.link:hover{text-decoration:underline}

/* Announcement */
.ann{background:var(--ink);color:#cfd8ee;font-size:.84rem;padding:9px 0}
.ann-in{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.ann-track{display:flex;width:max-content;animation:ticker 45s linear infinite}
.ann:hover .ann-track,.ann:focus-within .ann-track{animation-play-state:paused}
.ann-g{display:flex;flex:none}
.ann-g span{display:inline-flex;align-items:center;white-space:nowrap}
.ann-g span::after{content:"";width:5px;height:5px;border-radius:50%;background:var(--dawn);margin:0 26px;opacity:.9}
.ann b{color:#fff;font-weight:600;margin:0 .25em}
.ann a b{text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(255,255,255,.35)}
@keyframes ticker{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.ann-track{animation:none!important;transform:none}.ann-in{-webkit-mask-image:none;mask-image:none}}

/* Nav */
.nav{position:sticky;top:0;z-index:50;transition:background .3s,box-shadow .3s;background:transparent}
.nav.s{background:rgba(251,252,255,.85);backdrop-filter:saturate(180%) blur(16px);box-shadow:0 1px 0 var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:700;font-size:1.3rem;letter-spacing:-.03em}
.logo-m{width:38px;height:38px;border-radius:12px;position:relative;overflow:hidden;flex:none;background:linear-gradient(180deg,#4f86ff,#2f6bff 60%,#1d4fd8);box-shadow:inset 0 0 0 1px rgba(255,255,255,.2),0 4px 12px -4px rgba(47,107,255,.6)}
.logo-m::before{content:"";position:absolute;width:22px;height:22px;border-radius:50%;left:8px;bottom:-11px;background:radial-gradient(circle,#ffd29c,#ff7a45 70%)}
.logo-m svg{position:absolute;inset:7px;width:24px;height:24px;z-index:1}
.logo small{font-family:var(--body);font-weight:500;font-size:.95rem;color:var(--muted);letter-spacing:0;margin-left:-4px}
.links{display:flex;gap:2px;list-style:none}
.links a{font-weight:500;font-size:.95rem;padding:8px 14px;border-radius:10px;color:var(--ink-2);transition:background .2s}
.links a:hover{background:rgba(11,21,48,.05)}
.nav-r{display:flex;align-items:center;gap:14px}
.nav-ph{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.92rem}
.nav-ph svg{width:16px;height:16px;color:var(--sky)}
.burger{display:none;width:44px;height:44px;border-radius:12px;border:1.5px solid var(--line-2);background:#fff;place-items:center}
.mmenu{position:fixed;inset:0;z-index:60;background:var(--bg);padding:20px;transform:translateY(-100%);visibility:hidden;transition:transform .4s var(--ease),visibility .4s;display:flex;flex-direction:column}
.mmenu.open{transform:none;visibility:visible}
.mmenu-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.mmenu a.ml{font-family:var(--display);font-size:1.8rem;font-weight:700;padding:14px 0;border-bottom:1px solid var(--line)}
.mmenu .btn{margin-top:auto;width:100%}
@media(max-width:1020px){.links,.nav-ph{display:none}.burger{display:grid}}
@media(max-width:480px){.nav-r .btn{display:none}}

/* Hero */
.hero{overflow:hidden;isolation:isolate;margin-top:-72px;padding:112px 0 110px}
.sky{position:absolute;inset:0;z-index:-2;background:linear-gradient(180deg,#cfe1ff 0%,#e3eeff 35%,#f6efff 62%,#fff1e6 82%,var(--bg) 100%)}
.sun{position:absolute;z-index:-1;width:min(720px,90vw);aspect-ratio:1;right:-12%;top:8%;border-radius:50%;background:radial-gradient(circle,rgba(255,206,150,.95) 0%,rgba(255,160,110,.55) 30%,rgba(255,170,130,.18) 55%,transparent 70%);animation:sunrise 2.6s var(--ease) both}
@keyframes sunrise{from{transform:translateY(25%);opacity:0}to{transform:none;opacity:1}}
.cloud{position:absolute;z-index:-1;background:#fff;border-radius:999px;filter:blur(18px);opacity:.75;animation:drift linear infinite}
.cloud.c1{width:380px;height:90px;top:18%;left:0;animation-duration:70s}
.cloud.c2{width:260px;height:70px;top:46%;left:0;animation-duration:95s;animation-delay:-40s;opacity:.55}
.cloud.c3{width:460px;height:110px;top:8%;left:0;animation-duration:110s;animation-delay:-70s;opacity:.6}
@keyframes drift{from{transform:translateX(-40vw)}to{transform:translateX(110vw)}}
.hero-g{display:grid;grid-template-columns:1.02fr 1fr;gap:56px;align-items:start}
.hero-copy{padding-top:56px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;padding:7px 16px 7px 9px;border-radius:999px;background:rgba(255,255,255,.55);border:1px solid rgba(255,255,255,.85);backdrop-filter:blur(10px);font-size:.86rem;font-weight:500;color:var(--ink-2);letter-spacing:.01em}
.sunmark{position:relative;width:20px;height:20px;border-radius:50%;overflow:hidden;background:linear-gradient(180deg,#cfe1ff,#ffe8d6)}
.sunmark::before{content:"";position:absolute;left:3px;right:3px;bottom:-7px;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,#ffd29c,#ff7a45 70%);animation:sunmark 3.2s ease-in-out infinite alternate}
@keyframes sunmark{from{transform:translateY(3px)}to{transform:translateY(-1px)}}
.hero h1{font-size:clamp(2.9rem,6vw,5rem);margin:26px 0 24px;font-weight:600;letter-spacing:-.045em;line-height:1;color:var(--ink)}
.sky-serif{white-space:nowrap;font-family:"Instrument Serif",Georgia,serif;font-style:italic;font-weight:400;font-size:1.14em;letter-spacing:-.015em;padding-right:.04em;background:linear-gradient(100deg,#1d4fd8 0%,#2f6bff 58%,#ff7a45 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero h1 .dot{color:var(--dawn)}
.hero .lead{font-size:1.14rem;line-height:1.65;color:var(--muted);max-width:44ch;margin:0}
.hero .lead em{color:var(--ink-2)}
.hero-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 28px;margin-top:36px}
.btn-hero{display:inline-flex;align-items:center;gap:16px;height:58px;padding:0 8px 0 28px;border:0;border-radius:999px;background:var(--ink);color:#fff;font-weight:600;font-size:1.02rem;letter-spacing:.005em;box-shadow:0 18px 36px -18px rgba(11,21,48,.7);transition:transform .25s var(--ease),box-shadow .25s,background .25s}
.btn-hero i{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--sky);overflow:hidden;transition:background .25s}
.btn-hero svg{width:18px;height:18px;transition:transform .35s var(--ease)}
.btn-hero:hover{transform:translateY(-2px);box-shadow:0 22px 40px -18px rgba(11,21,48,.75)}
.btn-hero:hover i{background:var(--dawn)}
.btn-hero:hover svg{transform:translateX(3px)}
.btn-hero:active{transform:scale(.98)}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--ink);padding:4px 0;border-bottom:1.5px solid rgba(11,21,48,.18);transition:border-color .2s,color .2s}
.link-arrow svg{width:16px;height:16px;transition:transform .25s var(--ease)}
.link-arrow:hover{color:var(--sky);border-color:var(--sky)}
.link-arrow:hover svg{transform:translate(2px,-2px)}
.trust{list-style:none;display:grid;grid-template-columns:repeat(3,auto);justify-content:start;margin-top:48px;padding-top:24px;border-top:1px solid rgba(11,21,48,.08)}
.trust li{padding:0 26px;border-left:1px solid rgba(11,21,48,.1);line-height:1.4}
.trust li:first-child{padding-left:0;border-left:0}
.trust b{display:block;font-weight:600;font-size:.95rem;color:var(--ink)}
.trust span{font-size:.84rem;color:var(--muted)}
@media(max-width:560px){.trust{grid-template-columns:repeat(3,1fr);margin-top:36px;padding-top:20px}.trust li{padding:0 8px}.trust li:last-child{padding-right:0}.trust b{font-size:.8rem;white-space:nowrap}.trust span{font-size:.74rem;display:block}}
.reveal-up{animation:up .9s var(--ease) both}
@keyframes up{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
@media(max-width:980px){.hero-g{grid-template-columns:1fr;gap:56px}.hero-copy{padding-top:24px}}

/* Builder */
.bwrap{position:relative;animation:up 1s .15s var(--ease) both}
.builder{position:relative;background:rgba(255,255,255,.92);backdrop-filter:blur(20px);border:1px solid #fff;border-radius:var(--r-lg);box-shadow:var(--sh-3);padding:28px;overflow:hidden}
.b-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}
.b-top span{font-size:.82rem;font-weight:600;color:var(--muted);display:flex;gap:8px;align-items:center}
.b-top span svg{width:16px;height:16px;color:var(--sky)}
.dots{display:flex;gap:6px}
.dots i{width:22px;height:6px;border-radius:6px;background:var(--line);transition:background .3s,width .3s}
.dots i.on{background:var(--sky);width:34px}
.dots i.done{background:#a9c3ff}
.b-steps{position:relative;transition:height .45s var(--ease)}
.b-step{position:absolute;top:0;left:0;right:0;opacity:0;visibility:hidden;transform:translateX(30px);transition:opacity .4s var(--ease),transform .4s var(--ease),visibility .4s}
.b-step.on{position:relative;opacity:1;visibility:visible;transform:none}
.b-step.left{transform:translateX(-30px)}
.b-step h3{font-size:1.55rem;margin-bottom:6px}
.b-step .hint{font-size:.9rem;color:var(--muted);margin-bottom:20px}
.purp{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.purp button{position:relative;display:block;height:122px;padding:0;border:0;border-radius:16px;overflow:hidden;background:var(--c-l);text-align:left;isolation:isolate;box-shadow:0 0 0 1px var(--line);transition:transform .25s var(--ease),box-shadow .25s}
.purp button img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .7s var(--ease)}
.purp button::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(11,21,48,0) 35%,rgba(11,21,48,.82) 100%)}
.purp button:hover{transform:translateY(-3px);box-shadow:0 14px 28px -12px rgba(11,21,48,.5)}
.purp button:hover img{transform:scale(1.08)}
.purp .pi{position:absolute;top:10px;left:10px;width:30px;height:30px;border-radius:9px;background:rgba(255,255,255,.94);box-shadow:0 2px 8px rgba(11,21,48,.18)}
.purp .pi svg{width:16px;height:16px}
.purp .pl{position:absolute;left:12px;right:10px;bottom:10px;color:#fff;font-weight:600;font-size:.93rem;line-height:1.2;text-shadow:0 1px 10px rgba(0,0,0,.4)}
.purp button.sel{box-shadow:0 0 0 3px var(--sky),0 14px 28px -12px rgba(47,107,255,.6)}
.purp button.sel::before{content:"";position:absolute;top:10px;right:10px;width:24px;height:24px;border-radius:50%;z-index:1;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/14px no-repeat;box-shadow:0 0 0 2px #fff}
.pi{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;background:var(--c-l);color:var(--c)}
.pi svg{width:20px;height:20px}
.amt-big{font-family:var(--display);font-size:clamp(2.4rem,5vw,3.2rem);font-weight:700;letter-spacing:-.04em;line-height:1;margin:6px 0 18px}
.range{-webkit-appearance:none;appearance:none;width:100%;height:10px;border-radius:10px;background:linear-gradient(90deg,var(--sky) var(--p,40%),var(--line) var(--p,40%));outline:none;cursor:pointer}
.range::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:#fff;border:2px solid var(--sky);box-shadow:0 4px 12px rgba(47,107,255,.35);cursor:grab;transition:transform .15s}
.range::-webkit-slider-thumb:active{transform:scale(1.12);cursor:grabbing}
.range::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:2px solid var(--sky);box-shadow:0 4px 12px rgba(47,107,255,.35)}
.range:focus-visible{box-shadow:0 0 0 4px rgba(47,107,255,.25)}
.r-ends{display:flex;justify-content:space-between;font-size:.78rem;color:var(--soft);margin-top:8px}
.quick{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 22px}
.chip{height:36px;padding:0 14px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-size:.86rem;font-weight:600;transition:all .2s}
.chip:hover{border-color:var(--sky);color:var(--sky)}
.chip.sel{background:var(--ink);border-color:var(--ink);color:#fff}
.lbl{font-size:.88rem;font-weight:600;color:var(--ink-2);margin-bottom:10px;display:block}
.tenure{display:grid;grid-template-columns:repeat(5,1fr);gap:6px;padding:5px;background:var(--tint);border-radius:14px}
.tenure button{height:42px;border:0;border-radius:10px;background:transparent;font-weight:600;font-size:.9rem;color:var(--muted);transition:all .25s var(--ease)}
.tenure button small{font-weight:500;font-size:.72rem;opacity:.8}
.tenure button.sel{background:#fff;color:var(--ink);box-shadow:var(--sh-1)}
.b-nav{display:flex;gap:10px;margin-top:24px}
.b-nav .btn{flex:1}
.b-nav .btn-o{flex:0 0 auto;padding:0 18px}
.res-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.ptag{display:inline-flex;align-items:center;gap:6px;font-size:.78rem;font-weight:600;padding:5px 10px;border-radius:999px;background:var(--sky-l);color:var(--sky-d);margin-bottom:10px}
.emi{font-family:var(--display);font-size:clamp(2.6rem,6vw,3.6rem);font-weight:800;letter-spacing:-.045em;line-height:1}
.emi small{font-family:var(--body);font-size:1rem;font-weight:500;color:var(--muted);letter-spacing:0}
.emi-note{font-size:.86rem;color:var(--muted);margin-top:8px}
.emi-note b{color:var(--mint)}
.res-rows{margin:18px 0 16px;border-top:1px dashed var(--line-2)}
.res-rows div{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px dashed var(--line-2);font-size:.94rem}
.res-rows span{color:var(--muted)}
.res-rows b{font-weight:600}
.tip{display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border-radius:14px;background:var(--dawn-l);font-size:.88rem;color:#7a3413}
.tip svg{flex:none;width:20px;height:20px;color:var(--dawn)}
.res-cta{margin-top:18px}
.res-cta .btn{width:100%}
.res-foot{display:flex;justify-content:space-between;align-items:center;margin-top:12px;font-size:.82rem;color:var(--muted)}
.res-foot span{display:flex;gap:6px;align-items:center}
.res-foot svg{width:15px;height:15px;color:var(--mint)}
.fl{position:absolute;z-index:2;display:flex;align-items:center;gap:10px;background:#fff;padding:10px 14px 10px 10px;border-radius:16px;box-shadow:var(--sh-2);font-size:.82rem;font-weight:600;animation:bob 6s ease-in-out infinite}
.fl small{display:block;font-weight:500;color:var(--muted);font-size:.74rem}
.fl .fi{width:34px;height:34px;border-radius:10px;display:grid;place-items:center}
.fl .fi svg{width:18px;height:18px}
.fl1{top:-46px;left:-40px}.fl1 .fi{background:var(--mint-l);color:var(--mint)}
.fl2{bottom:-52px;right:28px;animation-delay:-3s}.fl2 .fi{background:var(--dawn-l);color:var(--dawn)}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@media(max-width:1200px){.fl1{left:-12px}}
@media(max-width:560px){.builder{padding:20px;border-radius:24px}.purp{grid-template-columns:repeat(2,1fr)}.purp button{height:108px}.fl{display:none}.tenure button small{display:none}}

/* Promise strip */
.strip{padding:0;margin-top:-44px;position:relative;z-index:2}
.strip-g{display:grid;grid-template-columns:repeat(4,1fr);background:var(--card);border-radius:var(--r-lg);box-shadow:var(--sh-2);border:1px solid var(--line)}
.strip-g > div{padding:28px 26px;border-right:1px solid var(--line)}
.strip-g > div:last-child{border-right:0}
.strip-g b{display:block;font-family:var(--display);font-size:clamp(1.8rem,3vw,2.4rem);font-weight:700;letter-spacing:-.04em;line-height:1.1}
.strip-g b em{font-style:normal;color:var(--sky)}
.strip-g span{font-size:.92rem;color:var(--muted)}
@media(max-width:860px){.strip-g{grid-template-columns:repeat(2,1fr)}.strip-g > div:nth-child(2){border-right:0}.strip-g > div:nth-child(-n+2){border-bottom:1px solid var(--line)}.strip-g > div{padding:22px 18px}}

/* Purposes */
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.pcard{position:relative;display:flex;flex-direction:column;align-items:flex-start;padding:0;border-radius:var(--r);background:var(--card);border:1px solid var(--line);overflow:hidden;text-align:left;transition:transform .3s var(--ease),box-shadow .3s,border-color .3s,opacity .8s var(--ease);min-height:230px}
.pcard:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:transparent}
.pcard .pi{width:52px;height:52px;border-radius:16px;transition:transform .4s var(--ease)}
.pcard:hover .pi{transform:rotate(-8deg) scale(1.08)}
.pcard .ph{position:relative;width:100%;height:190px;overflow:hidden;background:var(--c-l)}
.pcard .ph img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.pcard:hover .ph img{transform:scale(1.06)}
.pcard .ph::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(11,21,48,.28))}
.pcard .pb{display:flex;flex-direction:column;align-items:flex-start;flex:1;width:100%;padding:0 24px 22px}
.pcard .pb .pi{margin-top:-26px;box-shadow:0 0 0 4px #fff,0 6px 16px -4px rgba(11,21,48,.25);background:#fff;position:relative;z-index:2}
.pcard .pb .pi::before{content:"";position:absolute;inset:0;border-radius:inherit;background:var(--c-l);z-index:-1}
.pcard .pi svg{width:26px;height:26px}
.pcard h3{font-size:1.35rem;margin:16px 0 6px}
.pcard p{color:var(--muted);font-size:.94rem;flex:1}
.pcard .go{display:flex;width:100%;justify-content:space-between;align-items:center;margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:.86rem;color:var(--muted)}
.pcard .go b{color:var(--ink);font-weight:600}
.pcard .go i{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--tint);transition:background .3s,color .3s;flex:none}
.pcard:hover .go i{background:var(--c);color:#fff}
.pcard .go svg{width:16px;height:16px}
.pcard > *{position:relative;z-index:1}
@media(max-width:900px){.pgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.pgrid{grid-template-columns:1fr}.pcard{min-height:0}}

/* Calculator / tradeoff */
.calc-sec{background:var(--tint)}
.calc-g{display:grid;grid-template-columns:.85fr 1.15fr;gap:20px}
.panel{background:var(--card);border-radius:var(--r-lg);border:1px solid var(--line);padding:30px;box-shadow:var(--sh-1)}
.ctrl{margin-bottom:28px}
.ctrl-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:14px}
.ctrl-top label{font-weight:600;font-size:.95rem}
.ctrl-top output{font-family:var(--display);font-weight:700;font-size:1.4rem;letter-spacing:-.02em}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border-radius:16px;overflow:hidden;border:1px solid var(--line);margin-top:8px}
.kpis div{background:var(--sky-xl);padding:16px}
.kpis span{font-size:.78rem;color:var(--muted);display:block}
.kpis b{font-family:var(--display);font-size:1.25rem;letter-spacing:-.02em;font-weight:700}
.kpis div:first-child{background:var(--sky);color:#fff}
.kpis div:first-child span{color:rgba(255,255,255,.85)}
.chart-h{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:6px}
.chart-h h3{font-size:1.3rem}
.chart-h p{font-size:.88rem;color:var(--muted)}
.chart{position:relative;height:280px;margin-top:26px}
.chart svg{width:100%;height:100%;overflow:visible}
.chart .grid line{stroke:var(--line);stroke-width:1}
.chart .grid text,.chart .xl{font-size:12px;fill:var(--soft);font-family:var(--body)}
.chart .xl.sel{fill:var(--ink);font-weight:600}
.chart .bar{fill:#c7d8ff;transition:fill .25s}
.chart .bar.sel{fill:var(--sky)}
.chart .bar.hov{fill:#9dbaff}.chart .bar.sel.hov{fill:var(--sky-d)}
.chart .vl{font-size:13px;font-weight:600;fill:var(--ink);font-family:var(--body)}
.tt{position:absolute;pointer-events:none;background:var(--ink);color:#fff;padding:10px 12px;border-radius:12px;font-size:.8rem;line-height:1.45;white-space:nowrap;transform:translate(-50%,-110%);opacity:0;transition:opacity .15s;box-shadow:var(--sh-2);z-index:3}
.tt b{font-size:.92rem}
.tt.on{opacity:1}
.insight{display:flex;gap:14px;align-items:flex-start;margin-top:22px;padding:16px 18px;border-radius:16px;background:var(--mint-l);color:#0b5a39;font-size:.94rem}
.insight svg{flex:none;width:22px;height:22px;margin-top:1px}
.insight b{font-weight:700}
.tbl-toggle{font-size:.82rem;white-space:nowrap}
.ctable{width:100%;border-collapse:collapse;margin-top:14px;font-size:.88rem;display:none}
.ctable.on{display:table}
.ctable th,.ctable td{text-align:right;padding:8px 6px;border-bottom:1px solid var(--line)}
.ctable th:first-child,.ctable td:first-child{text-align:left}
.ctable th{color:var(--muted);font-weight:600;font-size:.8rem}
@media(max-width:940px){.calc-g{grid-template-columns:1fr}}
@media(max-width:480px){.panel{padding:22px}.kpis{grid-template-columns:1fr}.chart{height:240px}}

/* Promise / receipt */
.prom-g{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.plist{display:grid;gap:4px;margin-top:32px}
.pitem{display:flex;gap:16px;padding:16px;border-radius:16px;transition:background .25s}
.pitem:hover{background:var(--tint)}
.pitem .ic{flex:none;width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--sky-l);color:var(--sky)}
.pitem .ic svg{width:22px;height:22px}
.pitem b{display:block;font-size:1.02rem;margin-bottom:2px}
.pitem p{color:var(--muted);font-size:.93rem}
.rc-wrap{position:relative;display:flex;justify-content:center;padding:30px 0}
.rc-wrap::before{content:"";position:absolute;inset:0;background:radial-gradient(closest-side,#dbe7ff,transparent);z-index:0}
.rc{position:relative;z-index:1;width:min(420px,100%);background:#fff;padding:30px 30px 40px;border-radius:18px 18px 0 0;box-shadow:var(--sh-3);transform:rotate(-2.5deg);transition:transform .5s var(--ease)}
.rc:hover{transform:rotate(0) translateY(-6px)}
.rc::after{content:"";position:absolute;left:0;right:0;bottom:-14px;height:14px;background:linear-gradient(-45deg,transparent 10px,#fff 0) 0 0/20px 14px repeat-x,linear-gradient(45deg,transparent 10px,#fff 0) 0 0/20px 14px repeat-x}
.rc-h{display:flex;justify-content:space-between;align-items:center;padding-bottom:16px;border-bottom:2px dashed var(--line-2)}
.rc-h b{font-family:var(--display);font-size:1.2rem}
.rc-h small{display:block;color:var(--muted);font-size:.78rem}
.rc-r{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid #f0f3f9;font-size:.95rem}
.rc-r span{color:var(--muted)}
.rc-r b{font-weight:600}
.rc-r.z b{color:var(--mint)}
.rc-t{display:flex;justify-content:space-between;align-items:baseline;padding-top:16px;margin-top:4px;border-top:2px dashed var(--line-2)}
.rc-t span{font-weight:600}
.rc-t b{font-family:var(--display);font-size:1.9rem;letter-spacing:-.03em}
.rc-n{font-size:.76rem;color:var(--muted);margin-top:12px}
.stamp{position:absolute;right:96px;bottom:150px;padding:7px 14px;border:3px solid var(--mint);color:var(--mint);border-radius:10px;font-weight:800;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;background:rgba(255,255,255,.85);opacity:0;transform:rotate(-14deg) scale(2);pointer-events:none}
.in .stamp{animation:stamp .5s .8s cubic-bezier(.3,1.6,.5,1) forwards}
@keyframes stamp{to{opacity:1;transform:rotate(-14deg) scale(1)}}
@media(max-width:940px){.prom-g{grid-template-columns:1fr;gap:20px}}

/* Journey */
.jour{background:var(--ink);color:#fff;overflow:clip}
.jour .lead{color:#aab4cc}
.jour .kicker{color:#8fb0ff}
.jour .kicker i{box-shadow:0 0 0 4px rgba(255,122,69,.25)}
.jour-g{display:grid;grid-template-columns:1fr 380px;gap:80px}
.jsteps{padding:6vh 0 10vh}
.js{min-height:62vh;display:flex;flex-direction:column;justify-content:center;opacity:.32;transition:opacity .5s}
.js.on{opacity:1}
.js .n{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-family:var(--display);font-weight:700;border:1.5px solid rgba(255,255,255,.25);margin-bottom:20px;transition:all .4s}
.js.on .n{background:var(--sky);border-color:var(--sky);box-shadow:0 0 0 8px rgba(47,107,255,.2)}
.js h3{font-size:clamp(1.8rem,3.4vw,2.6rem);margin-bottom:12px}
.js p{color:#aab4cc;font-size:1.08rem;max-width:44ch}
.js .t{display:inline-flex;gap:8px;align-items:center;margin-top:18px;font-size:.85rem;font-weight:600;color:#ffcfb8;background:rgba(255,122,69,.14);padding:6px 12px;border-radius:999px;align-self:flex-start}
.js .mini{display:none}
.phone{position:sticky;top:calc(50vh - 330px);width:340px;height:680px;border-radius:52px;background:#05091a;padding:12px;box-shadow:0 0 0 2px #2a3352,0 60px 120px -30px rgba(47,107,255,.45);margin:6vh auto}
.phone::before{content:"";position:absolute;top:22px;left:50%;transform:translateX(-50%);width:100px;height:28px;border-radius:20px;background:#05091a;z-index:7}
.screen{position:relative;width:100%;height:100%;border-radius:42px;overflow:hidden;background:var(--bg);color:var(--ink)}
.scr{position:absolute;inset:0;padding:64px 20px 20px;opacity:0;transform:translateY(20px) scale(.98);transition:opacity .5s var(--ease),transform .5s var(--ease);display:flex;flex-direction:column;gap:12px}
.scr.on{opacity:1;transform:none}
.sbar{position:absolute;top:18px;left:30px;right:30px;display:flex;justify-content:space-between;font-size:.72rem;font-weight:600;z-index:6}
.s-h{font-family:var(--display);font-weight:700;font-size:1.25rem;letter-spacing:-.02em}
.s-sub{font-size:.78rem;color:var(--muted);margin-top:-8px}
.s-card{background:#fff;border-radius:18px;padding:16px;box-shadow:var(--sh-1);border:1px solid var(--line)}
.s-offer{background:linear-gradient(150deg,#2f6bff,#1d4fd8);color:#fff;border:0}
.s-offer small{opacity:.85;font-size:.75rem}
.s-offer .big{font-family:var(--display);font-size:2rem;font-weight:700;letter-spacing:-.03em;margin:2px 0 10px}
.s-offer .row{display:flex;justify-content:space-between;font-size:.78rem;opacity:.9;padding-top:10px;border-top:1px solid rgba(255,255,255,.2)}
.s-btn{margin-top:auto;height:48px;border-radius:14px;background:var(--sky);color:#fff;display:grid;place-items:center;font-weight:600;font-size:.92rem}
.s-li{display:flex;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid var(--line);font-size:.86rem;font-weight:500}
.s-li:last-child{border:0}
.s-li .ck{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:var(--mint-l);color:var(--mint);flex:none}
.s-li .ck svg{width:14px;height:14px}
.s-li .pend{background:var(--sky-l);color:var(--sky)}
.s-li small{display:block;color:var(--muted);font-weight:400;font-size:.74rem}
.pbar{height:6px;border-radius:6px;background:var(--line);overflow:hidden;margin-top:6px}
.pbar i{display:block;height:100%;width:0;background:var(--sky);border-radius:6px}
.scr.on .pbar i{animation:fillw 2.2s .4s var(--ease) forwards}
@keyframes fillw{to{width:78%}}
.kv{display:flex;justify-content:space-between;padding:6px 0;font-size:.8rem}
.kv span{color:var(--muted)}
.doc-l{height:8px;border-radius:4px;background:var(--line);margin:8px 0}
.otp{display:flex;gap:8px;justify-content:center;margin:6px 0}
.otp span{width:40px;height:48px;border-radius:12px;border:1.5px solid var(--line-2);display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:1.2rem;background:#fff}
.otp span.f{border-color:var(--sky);box-shadow:0 0 0 3px var(--sky-l)}
.notif{background:rgba(255,255,255,.95);border-radius:18px;padding:12px 14px;box-shadow:0 10px 30px -10px rgba(11,21,48,.3);display:flex;gap:12px;align-items:flex-start;font-size:.8rem;transform:translateY(-30px);opacity:0}
.scr.on .notif{animation:notif .6s .5s var(--ease) forwards}
@keyframes notif{to{transform:none;opacity:1}}
.notif .ai{width:34px;height:34px;border-radius:10px;background:var(--mint);color:#fff;display:grid;place-items:center;flex:none}
.notif .ai svg{width:18px;height:18px}
.notif b{display:block;font-size:.82rem}
.paid{margin:auto 0;text-align:center}
.paid .tick{width:92px;height:92px;border-radius:50%;margin:0 auto 18px;background:var(--mint-l);display:grid;place-items:center;position:relative}
.paid .tick::before{content:"";position:absolute;inset:-10px;border-radius:50%;border:2px solid #bfead6;animation:pulse 2s infinite}
@keyframes pulse{from{transform:scale(.9);opacity:1}to{transform:scale(1.35);opacity:0}}
.paid .tick svg{width:44px;height:44px;color:var(--mint)}
.paid .amt{font-family:var(--display);font-size:2.2rem;font-weight:800;letter-spacing:-.04em}
@media(max-width:940px){
  .jour-g{grid-template-columns:1fr}.phone-col{display:none}
  .jsteps{padding:24px 0 0}.js{min-height:0;opacity:1;padding:28px 0;border-top:1px solid rgba(255,255,255,.1)}
  .js .n{background:var(--sky);border-color:var(--sky)}
  .js .mini{display:block;margin-top:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:12px 14px;font-size:.88rem;color:#cfd8ee}
}

/* Eligibility */
.el-g{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}
.checks{display:grid;gap:10px}
.ck-row{position:relative;display:flex;align-items:center;gap:16px;padding:16px 18px;border-radius:16px;border:1.5px solid var(--line);background:#fff;cursor:pointer;transition:border-color .2s,background .2s;user-select:none}
.ck-row:hover{border-color:var(--line-2)}
.ck-row input{position:absolute;opacity:0;pointer-events:none}
.ck-row .bx{flex:none;width:28px;height:28px;border-radius:9px;border:2px solid var(--line-2);display:grid;place-items:center;transition:all .2s var(--ease);color:transparent}
.ck-row .bx svg{width:16px;height:16px}
.ck-row input:checked + .bx{background:var(--mint);border-color:var(--mint);color:#fff}
.ck-row:has(input:checked){border-color:#a7e3c6;background:#f6fcf9}
.ck-row input:focus-visible + .bx{box-shadow:0 0 0 4px rgba(47,107,255,.3)}
.ck-row b{display:block;font-weight:600;font-size:.98rem}
.ck-row small{color:var(--muted);font-size:.84rem}
.meter{display:flex;flex-direction:column;align-items:center;text-align:center;justify-content:center}
.ring{position:relative;width:180px;height:180px;margin-bottom:22px}
.ring svg{transform:rotate(-90deg)}
.ring circle{fill:none;stroke-width:14}
.ring .tr{stroke:var(--line)}
.ring .fg{stroke:var(--mint);stroke-linecap:round;transition:stroke-dasharray .6s var(--ease),stroke .3s}
.ring-c{position:absolute;inset:0;display:grid;place-content:center}
.ring-c b{font-family:var(--display);font-size:3rem;font-weight:800;letter-spacing:-.04em;line-height:1}
.ring-c span{font-size:.85rem;color:var(--muted)}
.meter h3{font-size:1.4rem;margin-bottom:8px}
.meter p{color:var(--muted);font-size:.95rem;max-width:34ch;margin-bottom:20px}
.docs{margin-top:22px;padding-top:22px;border-top:1px solid var(--line);width:100%;text-align:left}
.docs b{font-size:.9rem}
.docs ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.docs li{font-size:.82rem;font-weight:500;padding:6px 12px;border-radius:999px;background:var(--tint)}
@media(max-width:900px){.el-g{grid-template-columns:1fr}}

/* Stories */
.st-g{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:16px}
.sc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;display:flex;flex-direction:column}
.sc q{font-size:1.02rem;color:var(--ink-2);quotes:none;flex:1}
.sc.big{background:linear-gradient(160deg,#1d4fd8,#2f6bff 60%,#5b8cff);color:#fff;border:0;grid-row:span 2}
.sc.big q{font-family:var(--display);font-size:clamp(1.4rem,2.4vw,1.9rem);line-height:1.25;letter-spacing:-.02em;color:#fff;font-weight:600}
.sc .who{display:flex;align-items:center;gap:12px;margin-top:22px}
.sc .av{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-weight:700;font-size:.9rem;color:#fff;flex:none}
.sc .who b{display:block;font-size:.94rem}
.sc .who small{font-size:.8rem;color:var(--muted)}
.sc.big .who small{color:rgba(255,255,255,.8)}
.sc .ptg{display:inline-block;align-self:flex-start;font-size:.75rem;font-weight:600;padding:4px 10px;border-radius:999px;background:var(--tint);margin-bottom:14px}
.sc.big .ptg{background:rgba(255,255,255,.16)}
@media(max-width:900px){.st-g{grid-template-columns:1fr 1fr}.sc.big{grid-column:span 2;grid-row:auto}}
@media(max-width:600px){.st-g{grid-template-columns:1fr}.sc.big{grid-column:auto}}

/* Learn */
.learn{background:var(--tint)}
.l-g{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:start}
.lc{background:#fff;border-radius:var(--r);border:1px solid var(--line);overflow:hidden;display:flex;flex-direction:column}
.lc-art{height:150px;position:relative;overflow:hidden}
.lc-art svg{position:absolute;inset:0;width:100%;height:100%}
.lc-b{padding:24px;flex:1;display:flex;flex-direction:column}
.lc-b small{font-size:.78rem;font-weight:600;color:var(--sky);text-transform:uppercase;letter-spacing:.06em}
.lc-b h3{font-size:1.3rem;margin:8px 0 10px}
.lc-b p{color:var(--muted);font-size:.93rem}
.lc details{margin-top:14px}
.lc summary{list-style:none;cursor:pointer;color:var(--sky);font-weight:600;font-size:.92rem;display:flex;align-items:center;gap:6px}
.lc summary::-webkit-details-marker{display:none}
.lc summary svg{width:16px;height:16px;transition:transform .3s}
.lc details[open] summary svg{transform:rotate(90deg)}
.lc details div{margin-top:12px;display:grid;gap:8px}
.lc details div p{color:var(--ink-2)}
@media(max-width:900px){.l-g{grid-template-columns:1fr}}

/* FAQ */
.faq-g{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
.search{position:relative;display:block;margin-bottom:12px}
.search input{width:100%;height:56px;border-radius:16px;border:1.5px solid var(--line-2);padding:0 18px 0 50px;font-size:1rem;background:#fff;transition:border-color .2s,box-shadow .2s}
.search input:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 4px var(--sky-l)}
.search svg{position:absolute;left:18px;top:50%;transform:translateY(-50%);width:20px;height:20px;color:var(--soft)}
.qa{border-bottom:1px solid var(--line)}
.qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 4px;font-weight:600;font-size:1.04rem}
.qa summary::-webkit-details-marker{display:none}
.qa .pm{flex:none;width:30px;height:30px;border-radius:50%;background:var(--tint);display:grid;place-items:center;transition:transform .3s var(--ease),background .3s}
.qa .pm svg{width:14px;height:14px}
.qa[open] .pm{transform:rotate(45deg);background:var(--sky);color:#fff}
.qa p{padding:0 50px 20px 4px;color:var(--muted)}
.qa mark{background:#fff0b3;color:inherit;border-radius:3px}
.noq{display:none;padding:24px;border-radius:16px;background:var(--tint);color:var(--muted);margin-top:12px}
@media(max-width:900px){.faq-g{grid-template-columns:1fr;gap:24px}.qa p{padding-right:4px}}

/* Help */
.help{display:grid;grid-template-columns:1.1fr .9fr;border-radius:32px;overflow:hidden;background:var(--ink);color:#fff;isolation:isolate;position:relative}
.help::before{content:"";position:absolute;width:600px;height:600px;left:-200px;bottom:-380px;border-radius:50%;background:radial-gradient(circle,rgba(255,160,110,.5),transparent 65%);z-index:-1}
.help-l{padding:clamp(32px,5vw,60px)}
.help-l h2{font-size:clamp(2rem,4vw,3rem);margin:14px 0}
.help-l p{color:#aab4cc;max-width:44ch}
.help-l .kicker{color:#8fb0ff}
.chan{display:grid;gap:10px;margin-top:30px}
.chan a{display:flex;align-items:center;gap:14px;padding:14px 16px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);transition:background .2s}
.chan a:hover{background:rgba(255,255,255,.1)}
.chan .ci{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.1);flex:none}
.chan .ci svg{width:20px;height:20px}
.chan b{display:block;font-size:1rem}
.chan small{color:#aab4cc;font-size:.82rem}
.help-r{background:#fff;color:var(--ink);margin:12px;border-radius:24px;padding:clamp(24px,4vw,40px)}
.help-r h3{font-size:1.5rem;margin-bottom:6px}
.help-r form > p{color:var(--muted);font-size:.93rem;margin-bottom:20px}
.f-l{display:block;font-size:.85rem;font-weight:600;margin-bottom:8px;color:var(--ink-2)}
.inp{width:100%;height:52px;padding:0 16px;border-radius:14px;border:1.5px solid var(--line-2);background:#fff;font-size:1rem;margin-bottom:16px;transition:border-color .2s,box-shadow .2s}
.inp:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 4px var(--sky-l)}
.inp.bad{border-color:#dc2626}
.slots{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:18px}
.slots button{height:44px;border-radius:12px;border:1.5px solid var(--line-2);background:#fff;font-size:.85rem;font-weight:600}
.slots button.sel{border-color:var(--sky);background:var(--sky-l);color:var(--sky-d)}
.ok-msg{display:none;text-align:center;padding:30px 0}
.ok-msg .tk{width:72px;height:72px;border-radius:50%;background:var(--mint-l);color:var(--mint);display:grid;place-items:center;margin:0 auto 16px}
.ok-msg .tk svg{width:34px;height:34px}
@media(max-width:900px){.help{grid-template-columns:1fr}}

/* Footer */
footer{padding:80px 0 30px;font-size:.92rem;color:var(--muted)}
.f-g{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:40px}
footer h4{font-family:var(--body);font-size:.85rem;font-weight:700;color:var(--ink);letter-spacing:.02em;margin-bottom:16px}
footer ul{list-style:none;display:grid;gap:10px}
footer a:hover{color:var(--sky)}
.soc{display:flex;gap:8px;margin-top:20px}
.soc a{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;border:1.5px solid var(--line)}
.soc a:hover{border-color:var(--sky)}
.soc svg{width:16px;height:16px}
.reg{margin-top:56px;padding:22px;border-radius:18px;background:var(--tint);font-size:.82rem;line-height:1.7;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.reg b{color:var(--ink);display:block;margin-bottom:4px}
.copy{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;margin-top:26px;font-size:.82rem}
@media(max-width:900px){.f-g{grid-template-columns:1fr 1fr}.reg{grid-template-columns:1fr}}
@media(max-width:520px){.f-g{grid-template-columns:1fr}}

/* Modal */
.modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;padding:16px;background:rgba(11,21,48,.5);backdrop-filter:blur(6px);opacity:0;visibility:hidden;transition:opacity .3s,visibility .3s}
.modal.open{opacity:1;visibility:visible}
.mbox{width:min(480px,100%);max-height:calc(100vh - 32px);overflow:auto;background:#fff;border-radius:28px;padding:32px;position:relative;transform:translateY(24px);transition:transform .4s var(--ease)}
.modal.open .mbox{transform:none}
.mbox h3{font-size:1.7rem;margin-bottom:6px;padding-right:40px}
.mbox .sub{color:var(--muted);font-size:.94rem;margin-bottom:22px}
.mx{position:absolute;top:16px;right:16px;width:40px;height:40px;border-radius:50%;border:0;background:var(--tint);display:grid;place-items:center}
.mx svg{width:18px;height:18px}
.msum{display:flex;justify-content:space-between;align-items:center;padding:14px 16px;border-radius:16px;background:var(--sky-xl);border:1px solid var(--sky-l);margin-bottom:20px;font-size:.88rem;gap:12px}
.msum b{font-family:var(--display);font-size:1.2rem;white-space:nowrap}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.cons{display:flex;gap:10px;font-size:.8rem;color:var(--muted);margin:2px 0 18px;align-items:flex-start;cursor:pointer}
.cons input{margin-top:3px;width:16px;height:16px;accent-color:var(--sky);flex:none}
.cons.bad{color:#dc2626}
.err{color:#dc2626;font-size:.8rem;margin:-10px 0 12px;display:none}
.mbox .btn{width:100%}
.safe{display:flex;gap:8px;justify-content:center;align-items:center;font-size:.78rem;color:var(--muted);margin-top:14px}
.safe svg{width:14px;height:14px;color:var(--mint)}

/* Mobile sticky CTA */
.mcta{display:none}
@media(max-width:700px){.mcta{display:flex;gap:8px;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;padding:8px;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border:1px solid var(--line);border-radius:20px;box-shadow:var(--sh-2);transform:translateY(130%);transition:transform .4s var(--ease)}.mcta.show{transform:none}.mcta .btn{height:48px;flex:1}.mcta .btn-o{flex:0 0 48px;padding:0}footer{padding-bottom:110px}}

/* Reveal */
.rv{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.rv.in{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}

@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}.cloud{display:none}
}

/* Home: personal loans brief */
.pl-brief{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.facts{list-style:none;display:flex;gap:0;margin:28px 0 32px}
.facts li{padding:0 24px;border-left:1px solid var(--line-2)}
.facts li:first-child{padding-left:0;border-left:0}
.facts b{display:block;font-family:var(--display);font-size:1.5rem;font-weight:700;letter-spacing:-.03em;line-height:1.1}
.facts span{font-size:.85rem;color:var(--muted)}
a.btn-hero{text-decoration:none}
.ptiles{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.ptile{position:relative;display:block;height:176px;border-radius:18px;overflow:hidden;isolation:isolate;background:var(--c-l);box-shadow:0 0 0 1px var(--line);transition:transform .3s var(--ease),box-shadow .3s}
.ptile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .8s var(--ease)}
.ptile::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(11,21,48,0) 30%,rgba(11,21,48,.85))}
.ptile:hover{transform:translateY(-4px);box-shadow:0 18px 36px -16px rgba(11,21,48,.5)}
.ptile:hover img{transform:scale(1.08)}
.ptile .pi{position:absolute;top:12px;left:12px;width:32px;height:32px;border-radius:10px;background:rgba(255,255,255,.94)}
.ptile .pi svg{width:17px;height:17px}
.ptile .pt{position:absolute;left:14px;right:12px;bottom:12px;color:#fff;line-height:1.25}
.ptile .pt b{display:block;font-weight:600;font-size:1rem}
.ptile .pt small{font-size:.78rem;color:rgba(255,255,255,.8)}
@media(max-width:980px){.pl-brief{grid-template-columns:1fr;gap:36px}}
@media(max-width:560px){.ptiles{grid-template-columns:repeat(2,1fr)}.ptile{height:140px}.facts li{padding:0 14px}.facts b{font-size:1.2rem}}

/* ===================== Personal loans page ===================== */
html:has(body.pl){scroll-padding-top:150px}
.links a.cur{background:rgba(47,107,255,.1);color:var(--sky-d)}
.crumbs{display:flex;gap:8px;align-items:center;font-size:.85rem;color:var(--muted);margin-bottom:22px}
.crumbs a:hover{color:var(--sky)}
.crumbs svg{width:14px;height:14px;opacity:.6}
.pl-hero{overflow:hidden;isolation:isolate;margin-top:-72px;padding:120px 0 72px}
.pl-hero .sky{background:linear-gradient(180deg,#cfe1ff 0%,#e3eeff 40%,#f6efff 70%,var(--bg) 100%)}
.pl-hero .sun{width:min(560px,80vw);right:-6%;top:10%;bottom:auto}
.pl-hero-g{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.pl-hero h1{font-size:clamp(2.6rem,5.4vw,4.4rem);font-weight:600;letter-spacing:-.045em;line-height:1.02;margin:22px 0 22px}
.pl-hero h1 .dot{color:var(--dawn)}
.pl-hero .lead{font-size:1.12rem;line-height:1.65;max-width:48ch;margin:0}
.pl-hero .lead em{color:var(--ink-2)}
.kf{background:rgba(255,255,255,.88);backdrop-filter:blur(18px);border:1px solid #fff;border-radius:var(--r-lg);box-shadow:var(--sh-3);padding:10px 26px}
.kf-row{display:flex;align-items:center;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.kf-row:last-child{border-bottom:0}
.kf-row .ic{flex:none;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--sky-l);color:var(--sky)}
.kf-row .ic svg{width:20px;height:20px}
.kf-row span{font-size:.84rem;color:var(--muted);display:block}
.kf-row b{font-family:var(--display);font-size:1.25rem;font-weight:700;letter-spacing:-.02em}
@media(max-width:940px){.pl-hero-g{grid-template-columns:1fr;gap:36px}}

.subnav{position:sticky;top:72px;z-index:40;background:rgba(251,252,255,.9);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.subnav ul{list-style:none;display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;padding:10px 0}
.subnav ul::-webkit-scrollbar{display:none}
.subnav a{display:block;white-space:nowrap;padding:8px 14px;border-radius:999px;font-size:.9rem;font-weight:500;color:var(--muted);transition:background .2s,color .2s}
.subnav a:hover{color:var(--ink)}
.subnav a.on{background:var(--ink);color:#fff}

.pl-sec{padding:clamp(64px,8vw,104px) 0;border-bottom:1px solid var(--line)}
.pl-sec.alt{background:var(--tint)}
.ov-g{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:start}
.prose p{color:var(--ink-2);font-size:1.04rem;line-height:1.75;margin-top:16px;max-width:62ch}
.fit{display:grid;gap:14px}
.fit > div{padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.fit h3{font-size:1.1rem;display:flex;align-items:center;gap:10px;margin-bottom:12px}
.fit h3 i{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:.85rem}
.fit .yes h3 i{background:var(--mint-l);color:var(--mint)}
.fit .no h3 i{background:var(--dawn-l);color:var(--dawn)}
.fit ul{list-style:none;display:grid;gap:8px}
.fit li{position:relative;padding-left:18px;color:var(--ink-2);font-size:.95rem}
.fit li::before{content:"";position:absolute;left:2px;top:.65em;width:6px;height:6px;border-radius:50%;background:var(--line-2)}
@media(max-width:900px){.ov-g{grid-template-columns:1fr;gap:28px}}

.lt-list{display:grid;gap:22px}
.lt{display:grid;grid-template-columns:420px 1fr;gap:40px;align-items:center;padding:22px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);scroll-margin-top:150px}
.lt:nth-child(even){grid-template-columns:1fr 420px}
.lt:nth-child(even) .lt-img{order:2}
.lt-img{position:relative;border-radius:20px;overflow:hidden;aspect-ratio:4/3;background:var(--c-l)}
.lt-img img{width:100%;height:100%;object-fit:cover}
.lt-img .pi{position:absolute;top:14px;left:14px;width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.94)}
.lt-b{padding:8px 8px 8px 0}
.lt:nth-child(even) .lt-b{padding:8px 0 8px 8px}
.lt-b .tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--c)}
.lt-b h3{font-size:clamp(1.6rem,2.6vw,2.1rem);margin:8px 0 10px}
.lt-b > p{color:var(--muted);font-size:1rem;max-width:56ch}
.lt-b ul{list-style:none;display:grid;gap:8px;margin:18px 0}
.lt-b li{display:flex;gap:10px;font-size:.95rem;color:var(--ink-2)}
.lt-b li svg{flex:none;width:18px;height:18px;color:var(--mint);margin-top:3px}
.lt-meta{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}
.lt-meta span{font-size:.84rem;padding:7px 12px;border-radius:999px;background:var(--tint);color:var(--ink-2)}
.lt-meta b{font-weight:600;color:var(--ink)}
.lt-act{display:flex;flex-wrap:wrap;align-items:center;gap:12px 24px}
@media(max-width:900px){.lt,.lt:nth-child(even){grid-template-columns:1fr;gap:20px}.lt:nth-child(even) .lt-img{order:0}.lt-b,.lt:nth-child(even) .lt-b{padding:0 4px 6px}}

.feat-g{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.ft{padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line);transition:transform .3s var(--ease),box-shadow .3s}
.ft:hover{transform:translateY(-3px);box-shadow:var(--sh-2)}
.ft .ic{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;background:var(--sky-l);color:var(--sky);margin-bottom:16px}
.ft .ic svg{width:22px;height:22px}
.ft h3{font-size:1.08rem;margin-bottom:6px;letter-spacing:-.015em}
.ft p{font-size:.9rem;color:var(--muted)}
@media(max-width:1000px){.feat-g{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.feat-g{grid-template-columns:1fr}}

.rates-g{display:grid;grid-template-columns:1.25fr .75fr;gap:20px;align-items:start}
.rt{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:0 0 0 1px var(--line)}
.rt th,.rt td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);font-size:.95rem;vertical-align:top}
.rt tr:last-child td{border-bottom:0}
.rt th{background:var(--sky-xl);font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600}
.rt td:first-child{font-weight:600;width:42%}
.rt td small{display:block;color:var(--muted);font-size:.82rem;margin-top:2px;font-weight:400}
.tbc{display:inline-block;font-size:.78rem;font-weight:600;padding:3px 10px;border-radius:999px;background:#fff4d6;color:#8a5a00;border:1px dashed #e8c66a}
.ok-0{color:var(--mint);font-weight:700}
.ex{padding:26px;border-radius:var(--r);background:var(--ink);color:#fff;position:sticky;top:150px}
.ex h3{font-size:1.15rem;margin-bottom:4px}
.ex > p{font-size:.85rem;color:#aab4cc;margin-bottom:16px}
.ex-r{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed rgba(255,255,255,.14);font-size:.93rem}
.ex-r span{color:#aab4cc}
.ex-t{display:flex;justify-content:space-between;align-items:baseline;padding-top:14px}
.ex-t b{font-family:var(--display);font-size:1.6rem;letter-spacing:-.02em}
.ex small{display:block;color:#8e99b5;font-size:.76rem;margin-top:14px;line-height:1.5}
.note{margin-top:16px;font-size:.86rem;color:var(--muted);max-width:70ch}
@media(max-width:900px){.rates-g{grid-template-columns:1fr}.ex{position:static}.rt th,.rt td{padding:14px}}

.el-cards{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.elc{padding:22px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.elc span{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600}
.elc b{display:block;font-family:var(--display);font-size:1.3rem;letter-spacing:-.02em;margin:8px 0 4px;line-height:1.15}
.elc p{font-size:.86rem;color:var(--muted)}
.sec-foot{display:flex;flex-wrap:wrap;align-items:center;gap:12px 24px;margin-top:28px;font-size:.95rem;color:var(--muted)}
@media(max-width:1000px){.el-cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.el-cards{grid-template-columns:1fr}}

.doc-g{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.dc{padding:26px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.dc h3{font-size:1.15rem;display:flex;align-items:center;gap:12px;margin-bottom:14px}
.dc h3 .ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--dawn-l);color:var(--dawn)}
.dc h3 .ic svg{width:20px;height:20px}
.dc ul{list-style:none;display:grid;gap:10px}
.dc li{display:flex;gap:10px;font-size:.94rem;color:var(--ink-2)}
.dc li svg{flex:none;width:18px;height:18px;color:var(--mint);margin-top:3px}
.dc li small{color:var(--muted)}
@media(max-width:900px){.doc-g{grid-template-columns:1fr}}

.ap-g{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:st}
.ap{position:relative;padding:26px 22px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.ap::before{counter-increment:st;content:counter(st);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--sky);color:#fff;font-family:var(--display);font-weight:700;margin-bottom:16px}
.ap h3{font-size:1.08rem;margin-bottom:6px}
.ap p{font-size:.9rem;color:var(--muted)}
.ap .t{display:inline-block;margin-top:12px;font-size:.78rem;font-weight:600;color:var(--dawn-d);background:var(--dawn-l);padding:4px 10px;border-radius:999px}
@media(max-width:900px){.ap-g{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.ap-g{grid-template-columns:1fr}}

.rp-g{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:start}
.formula{margin:22px 0;padding:20px 22px;border-radius:16px;background:#fff;border:1px solid var(--line);font-family:var(--display);font-size:1.15rem;letter-spacing:-.01em}
.formula small{display:block;font-family:var(--body);font-size:.84rem;color:var(--muted);margin-top:10px;line-height:1.6}
.yt-wrap{background:#fff;border-radius:var(--r);box-shadow:0 0 0 1px var(--line);overflow:hidden}
.yt-h{padding:18px 20px;border-bottom:1px solid var(--line)}
.yt-h b{display:block}
.yt-h span{font-size:.85rem;color:var(--muted)}
.yt{width:100%;border-collapse:collapse;font-size:.92rem}
.yt th,.yt td{padding:12px 20px;text-align:right;border-bottom:1px solid var(--line)}
.yt th:first-child,.yt td:first-child{text-align:left}
.yt th{font-size:.78rem;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.05em}
.yt tr:last-child td{border-bottom:0}
.yt .bar{display:block;height:6px;border-radius:6px;background:#ffd2bd;margin-top:6px;overflow:hidden}
.yt .bar i{display:block;height:100%;background:var(--sky);border-radius:6px}
.yt-key{display:flex;gap:16px;padding:12px 20px;border-top:1px solid var(--line);font-size:.8rem;color:var(--muted)}
.yt-key span{display:flex;align-items:center;gap:6px}
.yt-key i{width:10px;height:10px;border-radius:3px}
@media(max-width:900px){.rp-g{grid-template-columns:1fr}.yt th,.yt td{padding:10px 12px}}

.cta-band{position:relative;overflow:hidden;isolation:isolate;border-radius:32px;background:var(--ink);color:#fff;padding:clamp(40px,6vw,72px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:28px}
.cta-band::before{content:"";position:absolute;width:640px;height:640px;right:-200px;bottom:-420px;border-radius:50%;background:radial-gradient(circle,rgba(255,160,110,.55),transparent 65%);z-index:-1}
.cta-band h2{font-size:clamp(1.9rem,3.6vw,2.8rem);max-width:18ch;font-weight:600}
.cta-band h2 em{font-family:"Instrument Serif",Georgia,serif;font-weight:400;color:#ffb38a}
.cta-band p{color:#aab4cc;margin-top:10px}
.cta-band .acts{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center}
.cta-band .btn-hero{background:#fff;color:var(--ink)}
.cta-band .link-arrow{color:#fff;border-color:rgba(255,255,255,.3)}

button.link-arrow{background:none;border-width:0 0 1.5px;border-style:solid;cursor:pointer;font:inherit;font-weight:600}

/* Plan-this-loan popup (personal loans page) */
.plan-box{width:min(900px,100%);padding:0;display:grid;grid-template-columns:1.05fr .95fr}
.plan-box .pb-l{padding:34px 32px}
.plan-box .pb-r{padding:34px 32px;background:var(--sky-xl);border-left:1px solid var(--line);display:flex;flex-direction:column}
.plan-box h3{font-size:1.6rem;margin:2px 0 4px}
.plan-box .sub{margin-bottom:18px}
.plan-box .mx{z-index:2}
.plan-box .amt-big{font-size:clamp(2rem,4vw,2.6rem);margin:0 0 14px}
.plan-box .emi{font-size:clamp(2.4rem,5vw,3.1rem)}
.plan-box .pb-r .btn{width:100%;margin-top:18px}
.pp{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:22px}
.pp .chip{height:34px;font-size:.82rem}
@media(max-width:780px){.plan-box{grid-template-columns:1fr}.plan-box .pb-r{border-left:0;border-top:1px solid var(--line)}.plan-box .pb-l,.plan-box .pb-r{padding:24px 20px}}

/* Personal loans hero video */
.hv{position:relative}
.hv-media{position:relative;border-radius:28px;overflow:hidden;aspect-ratio:840/760;background:#e8e2da url("../video/personal-loan-hero-poster.webp") center/cover;box-shadow:var(--sh-3)}
.hv-media video{width:100%;height:100%;object-fit:cover;display:block}
.hv-media::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(180deg,rgba(11,21,48,.18) 0%,rgba(11,21,48,0) 28%,rgba(11,21,48,0) 60%,rgba(11,21,48,.35) 100%)}
.hv-chip{position:absolute;top:-24px;left:-22px;z-index:3;display:flex;align-items:center;gap:10px;padding:8px 14px 8px 8px;border-radius:14px;background:#fff;box-shadow:var(--sh-2);animation:bob 6s ease-in-out infinite;font-size:.82rem;font-weight:600;line-height:1.25}
.hv-chip small{display:block;font-weight:500;font-size:.74rem;color:var(--muted)}
.hv-chip .fi{width:32px;height:32px;border-radius:10px;display:grid;place-items:center;background:var(--dawn-l);color:var(--dawn)}
.hv-chip .fi svg{width:17px;height:17px}
.hv-pp{position:absolute;top:16px;right:16px;z-index:2;width:42px;height:42px;border-radius:50%;border:0;display:grid;place-items:center;background:rgba(255,255,255,.88);backdrop-filter:blur(8px);color:var(--ink);box-shadow:var(--sh-1);transition:transform .2s var(--ease)}
.hv-pp:hover{transform:scale(1.06)}
.hv-pp svg{width:16px;height:16px}
.hv-pp .i-play,.hv-pp.paused .i-pause{display:none}
.hv-pp.paused .i-play{display:block}
.hv-facts{position:relative;z-index:2;margin:16px 0 0;display:grid;grid-template-columns:1fr 1fr;background:rgba(255,255,255,.92);backdrop-filter:blur(18px);border:1px solid #fff;border-radius:22px;box-shadow:var(--sh-2)}
.hv-facts div{padding:16px 20px;border-bottom:1px solid var(--line)}
.hv-facts div:nth-child(odd){border-right:1px solid var(--line)}
.hv-facts div:nth-child(n+3){border-bottom:0}
.hv-facts dt{font-size:.78rem;color:var(--muted)}
.hv-facts dd{font-family:var(--display);font-size:1.15rem;font-weight:700;letter-spacing:-.02em;line-height:1.25}
@media(max-width:940px){.hv{max-width:560px}}
@media(max-width:480px){.hv-facts{margin:12px 0 0}.hv-facts div{padding:12px 14px}.hv-facts dd{font-size:1rem}.hv-chip{top:-18px;left:10px}.hv-pp{top:12px;right:12px}}

/* Home hero: sit the builder lower so it lines up with the headline */
@media(min-width:981px){.hero .bwrap{margin-top:72px}}

/* Home: EMI calculator brief */
.calc-brief{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.tool-list{list-style:none;display:grid;gap:10px;margin:26px 0 32px}
.tool-list li{display:flex;gap:12px;align-items:center;font-weight:500;color:var(--ink-2)}
.tool-list li i{flex:none;width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:#fff;color:var(--sky);box-shadow:var(--sh-1)}
.tool-list li i svg{width:16px;height:16px}
.qc .rate-note{font-size:.84rem;color:var(--muted);margin-top:14px}
@media(max-width:980px){.calc-brief{grid-template-columns:1fr;gap:32px}}

/* ===================== EMI calculator page ===================== */
html:has(body.emi-page){scroll-padding-top:150px}
.emi-hero{overflow:hidden;isolation:isolate;margin-top:-72px;padding:120px 0 56px}
.emi-hero .sky{background:linear-gradient(180deg,#cfe1ff 0%,#e3eeff 45%,#f2f6fe 100%)}
.emi-hero .sun{width:min(560px,80vw);right:-8%;top:-4%;bottom:auto}
.emi-hero h1{font-size:clamp(2.6rem,5.4vw,4.4rem);font-weight:600;letter-spacing:-.045em;line-height:1.02;margin:22px 0 18px}
.emi-hero h1 .dot{color:var(--dawn)}
.emi-hero .lead{font-size:1.12rem;line-height:1.65;max-width:56ch;margin:0}
.calc-main{display:grid;grid-template-columns:1.05fr .95fr;margin-top:40px;background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-3);border:1px solid #fff;overflow:hidden}
.cm-in{padding:34px}
.cm-out{padding:34px;background:var(--sky-xl);border-left:1px solid var(--line);display:flex;flex-direction:column}
.fld{margin-bottom:28px}
.fld:last-child{margin-bottom:0}
.fld-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px}
.fld-top label{font-weight:600}
.numbox{display:flex;align-items:center;height:46px;border:1.5px solid var(--line-2);border-radius:12px;background:#fff;padding:0 12px;min-width:170px;transition:border-color .2s,box-shadow .2s}
.numbox:focus-within{border-color:var(--sky);box-shadow:0 0 0 4px var(--sky-l)}
.numbox span{color:var(--muted);font-weight:600}
.numbox input{border:0;outline:0;width:100%;font-family:var(--display);font-weight:700;font-size:1.15rem;text-align:right;background:transparent;padding:0 4px}
.numbox.sm{min-width:120px}
.fld .quick{margin:14px 0 0}
.res-emi{font-family:var(--display);font-size:clamp(2.6rem,5vw,3.4rem);font-weight:800;letter-spacing:-.045em;line-height:1}
.res-emi small{font-family:var(--body);font-size:1rem;font-weight:500;color:var(--muted);letter-spacing:0}
.res-split{display:grid;grid-template-columns:150px 1fr;gap:24px;align-items:center;margin:26px 0 20px}
.donut{position:relative;width:150px;height:150px}
.donut svg{transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:20}
.donut .d-int{stroke:#ffb38a}
.donut .d-pri{stroke:var(--sky);transition:stroke-dasharray .5s var(--ease)}
.donut-c{position:absolute;inset:0;display:grid;place-content:center;text-align:center;font-size:.75rem;color:var(--muted);line-height:1.3}
.donut-c b{display:block;font-family:var(--display);font-size:1.35rem;color:var(--ink);letter-spacing:-.02em}
.legend{display:grid;gap:12px}
.legend div{display:flex;justify-content:space-between;gap:10px;font-size:.92rem}
.legend span{display:flex;align-items:center;gap:8px;color:var(--ink-2)}
.legend i{width:10px;height:10px;border-radius:3px}
.legend b{font-weight:600}
.legend .tot{padding-top:12px;border-top:1px dashed var(--line-2)}
.legend .tot b{font-family:var(--display);font-size:1.25rem}
.cm-out .acts{display:flex;flex-wrap:wrap;gap:12px 22px;align-items:center;margin-top:auto;padding-top:8px}
.cm-out .rate-note{font-size:.8rem;color:var(--muted);margin-top:16px}
@media(max-width:900px){.calc-main{grid-template-columns:1fr}.cm-out{border-left:0;border-top:1px solid var(--line)}.cm-in,.cm-out{padding:24px 20px}.numbox{min-width:140px}}
@media(max-width:420px){.res-split{grid-template-columns:1fr;justify-items:center}.legend{width:100%}}

.two{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}
@media(max-width:900px){.two{grid-template-columns:1fr}}
.seg2{display:inline-grid;grid-auto-flow:column;gap:4px;padding:4px;border-radius:12px;background:var(--tint)}
.seg2 button{height:36px;padding:0 14px;border:0;border-radius:9px;background:transparent;font-weight:600;font-size:.86rem;color:var(--muted)}
.seg2 button.on{background:#fff;color:var(--ink);box-shadow:var(--sh-1)}
.sch-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;padding:18px 20px;border-bottom:1px solid var(--line)}
.sch-head b{display:block}
.sch-head span{font-size:.85rem;color:var(--muted)}
.sch-acts{display:flex;gap:12px;align-items:center}
.sch-scroll{max-height:480px;overflow:auto}
.sch-scroll thead th{position:sticky;top:0;background:#fff;z-index:1}

.sim{display:grid;grid-template-columns:1fr 1fr;gap:0;background:#fff;border-radius:var(--r-lg);border:1px solid var(--line);overflow:hidden}
.sim-in{padding:30px}
.sim-out{padding:30px;background:var(--mint-l)}
.sim-out.neutral{background:var(--tint)}
.sim-big{font-family:var(--display);font-size:clamp(2.2rem,4.4vw,3rem);font-weight:800;letter-spacing:-.04em;line-height:1;color:#0b5a39}
.sim-out .lbl{color:#0b5a39}
.sim-rows{margin-top:20px;display:grid;gap:0}
.sim-rows div{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px dashed rgba(11,90,57,.2);font-size:.94rem}
.sim-rows span{color:var(--ink-2)}
.sim-rows b{font-weight:600}
.sim-out small{display:block;margin-top:14px;font-size:.8rem;color:var(--muted)}
@media(max-width:900px){.sim{grid-template-columns:1fr}.sim-in,.sim-out{padding:24px 20px}}

.af-out .big{font-family:var(--display);font-size:clamp(2.2rem,4.4vw,3rem);font-weight:800;letter-spacing:-.04em;line-height:1}
.af-out p{color:var(--muted);font-size:.92rem;margin-top:10px}
.af-rows{margin:18px 0;display:grid}
.af-rows div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed var(--line-2);font-size:.94rem}
.af-rows span{color:var(--muted)}
.warn{margin-top:14px;padding:12px 14px;border-radius:12px;background:var(--dawn-l);color:#7a3413;font-size:.88rem}

.factor-g{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}
.factor{padding:22px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.factor b{display:block;font-family:var(--display);font-size:1.1rem;margin-bottom:6px}
.factor p{font-size:.9rem;color:var(--muted)}
.factor .ar{display:inline-block;margin-top:10px;font-size:.8rem;font-weight:600;padding:4px 10px;border-radius:999px;background:var(--sky-l);color:var(--sky-d)}
.tips{list-style:none;display:grid;gap:10px;margin-top:8px}
.tips li{display:flex;gap:12px;padding:16px 18px;border-radius:16px;background:#fff;border:1px solid var(--line);font-size:.95rem;color:var(--ink-2)}
.tips li b{color:var(--ink)}
.tips li i{flex:none;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--mint-l);color:var(--mint);font-style:normal;font-weight:700;font-size:.85rem}
@media(max-width:900px){.factor-g{grid-template-columns:1fr}}
.sim-out.neutral .lbl{color:var(--ink-2)}

/* Home: How it works brief */
.hb-g{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:8px;counter-reset:hb}
.hb{position:relative;padding:26px 22px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1)}
.hb::after{content:"";position:absolute;top:44px;right:-14px;width:14px;height:2px;background:rgba(255,255,255,.18)}
.hb:last-child::after{display:none}
.hb .n{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--sky);font-family:var(--display);font-weight:700;margin-bottom:16px}
.hb:last-child .n{background:var(--dawn)}
.hb h3{font-size:1.15rem;margin-bottom:6px}
.hb p{color:#aab4cc;font-size:.9rem}
.hb .t{display:inline-block;margin-top:12px;font-size:.78rem;font-weight:600;color:#ffcfb8;background:rgba(255,122,69,.14);padding:4px 10px;border-radius:999px}
.hb-foot{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center;margin-top:32px}
.hb-foot .btn-hero{background:#fff;color:var(--ink)}
.hb-foot .link-arrow{color:#fff;border-color:rgba(255,255,255,.3)}
@media(max-width:900px){.hb-g{grid-template-columns:repeat(2,1fr)}.hb::after{display:none}}
@media(max-width:480px){.hb-g{grid-template-columns:1fr}}

/* ===================== How it works page ===================== */
html:has(body.hiw-page){scroll-padding-top:150px}
.hiw-hero{padding-bottom:64px}
.hiw-rail{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:40px;background:rgba(255,255,255,.88);backdrop-filter:blur(18px);border:1px solid #fff;border-radius:var(--r-lg);box-shadow:var(--sh-3);overflow:hidden}
.hiw-rail li{border-right:1px solid var(--line)}
.hiw-rail li:last-child{border-right:0}
.hiw-rail a{display:block;padding:24px 22px;height:100%;transition:background .2s}
.hiw-rail a:hover{background:var(--sky-xl)}
.hiw-rail .n{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:#fff;font-family:var(--display);font-weight:700;margin-bottom:14px}
.hiw-rail li:last-child .n{background:var(--dawn)}
.hiw-rail b{display:block;font-family:var(--display);font-size:1.12rem;letter-spacing:-.015em}
.hiw-rail small{font-size:.84rem;color:var(--muted)}
@media(max-width:900px){.hiw-rail{grid-template-columns:repeat(2,1fr)}.hiw-rail li:nth-child(2){border-right:0}.hiw-rail li:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:420px){.hiw-rail a{padding:18px 16px}.hiw-rail b{font-size:1rem}}

.sd-list{display:grid;gap:16px}
.sd{display:grid;grid-template-columns:120px 1fr;gap:28px;padding:30px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);scroll-margin-top:150px}
.sd-n{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.sd-n span{width:64px;height:64px;border-radius:20px;display:grid;place-items:center;background:var(--sky-l);color:var(--sky);font-family:var(--display);font-weight:800;font-size:1.8rem}
.sd:last-child .sd-n span{background:var(--dawn-l);color:var(--dawn)}
.sd-n small{font-size:.8rem;font-weight:600;color:var(--dawn-d);background:var(--dawn-l);padding:4px 10px;border-radius:999px}
.sd-b h3{font-size:clamp(1.4rem,2.4vw,1.8rem);margin-bottom:8px}
.sd-b > p{color:var(--muted);max-width:70ch}
.sd-cols{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:20px}
.sd-cols > div{padding:18px 20px;border-radius:16px;background:var(--tint)}
.sd-cols b{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:10px}
.sd-cols ul{list-style:none;display:grid;gap:8px}
.sd-cols li{position:relative;padding-left:22px;font-size:.94rem;color:var(--ink-2)}
.sd-cols li::before{content:"";position:absolute;left:0;top:.35em;width:14px;height:14px;border-radius:50%;background:var(--mint-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f9f63' stroke-width='4' stroke-linecap='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/9px no-repeat}
@media(max-width:780px){.sd{grid-template-columns:1fr;gap:16px;padding:22px}.sd-n{flex-direction:row;align-items:center}.sd-n span{width:52px;height:52px;font-size:1.4rem}.sd-cols{grid-template-columns:1fr}}

.prep-bar{display:flex;align-items:center;gap:14px;margin-top:18px;font-size:.88rem;font-weight:600;color:var(--ink-2)}
.pb-track{flex:1;height:8px;border-radius:8px;background:var(--line);overflow:hidden}
.pb-track i{display:block;height:100%;width:0;background:var(--mint);border-radius:8px;transition:width .4s var(--ease)}

/* How it works: full-width video hero */
.vid-hero{position:relative;overflow:hidden;isolation:isolate;min-height:min(calc(100vh - 112px),760px);display:flex;align-items:center;padding:72px 0 64px;background:#0b1530 url("../video/how-it-works-hero-poster.webp") center/cover;color:#fff}
.vh-vid{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.vh-shade{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(8,16,38,.92) 0%,rgba(8,16,38,.72) 45%,rgba(8,16,38,.25) 100%),linear-gradient(180deg,rgba(8,16,38,.25) 0%,transparent 30%,rgba(8,16,38,.55) 100%)}
.vid-hero > .wrap{width:min(1200px,100% - 32px)}
.vid-hero h1{font-size:clamp(2.6rem,5.4vw,4.4rem);font-weight:600;letter-spacing:-.045em;line-height:1.02;margin:22px 0 18px;max-width:16ch;color:#fff}
.vid-hero h1 .dot{color:var(--dawn)}
.vid-hero .sky-serif{background:linear-gradient(100deg,#9cc0ff 0%,#c7d8ff 45%,#ffb38a 100%);-webkit-background-clip:text;background-clip:text;color:transparent;white-space:normal}
.vid-hero .lead{font-size:1.12rem;line-height:1.65;max-width:52ch;margin:0;color:rgba(255,255,255,.82)}
.vid-hero .crumbs,.vid-hero .crumbs a{color:rgba(255,255,255,.75)}
.vid-hero .crumbs a:hover{color:#fff}
.vid-hero .eyebrow{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.22);color:#fff}
.vh-pp{top:auto;bottom:22px;right:22px}
@media(max-width:700px){.vid-hero{min-height:0;padding:48px 0 40px}.vh-shade{background:linear-gradient(180deg,rgba(8,16,38,.75),rgba(8,16,38,.88))}.vh-pp{bottom:14px;right:14px}}
.vid-hero .hiw-rail{color:var(--ink);background:rgba(255,255,255,.95)}

/* Home: eligibility brief */
.crit-list{list-style:none;display:grid;gap:4px;padding:14px}
.crit-list li{display:flex;align-items:center;gap:14px;padding:14px;border-radius:14px;transition:background .2s}
.crit-list li:hover{background:var(--tint)}
.crit-list i{flex:none;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--mint-l);color:var(--mint)}
.crit-list i svg{width:15px;height:15px}
.crit-list b{display:block;font-family:var(--display);font-size:1.12rem;letter-spacing:-.015em}
.crit-list small{font-size:.86rem;color:var(--muted)}

/* Eligibility page */
html:has(body.el-page){scroll-padding-top:150px}
.el-page .emi-hero .el-cards .elc{background:rgba(255,255,255,.9);backdrop-filter:blur(12px);box-shadow:var(--sh-1)}
.rt.crit td:first-child{width:18%}
.rt.crit td:nth-child(3){color:var(--muted)}
.tenure button.sel small{opacity:.8}
@media(max-width:700px){.rt.crit thead{display:none}.rt.crit tr{display:block;padding:14px 16px;border-bottom:1px solid var(--line)}.rt.crit td{display:block;width:auto!important;padding:2px 0;border:0}.rt.crit td:first-child{font-family:var(--display);font-size:1.05rem;margin-bottom:4px}}

[hidden]{display:none!important}

/* Home: help strip */
.help-strip{display:grid;grid-template-columns:1.2fr auto auto;gap:28px 40px;align-items:center;padding:clamp(28px,4vw,44px);border-radius:28px;background:var(--ink);color:#fff;position:relative;overflow:hidden;isolation:isolate}
.help-strip::before{content:"";position:absolute;width:520px;height:520px;left:-180px;bottom:-380px;border-radius:50%;background:radial-gradient(circle,rgba(255,160,110,.5),transparent 65%);z-index:-1}
.help-strip .kicker{color:#8fb0ff}
.help-strip h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:10px 0 6px}
.help-strip p{color:#aab4cc}
.hs-c{display:grid;gap:10px}
.hs-c a{display:block;padding:12px 16px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);transition:background .2s}
.hs-c a:hover{background:rgba(255,255,255,.12)}
.hs-c small{display:block;font-size:.76rem;color:#aab4cc}
.hs-c b{font-weight:600}
.help-strip .btn-hero{background:#fff;color:var(--ink)}
@media(max-width:980px){.help-strip{grid-template-columns:1fr}}

/* ===================== Help centre page ===================== */
html:has(body.help-page){scroll-padding-top:150px}
.help-hero h1{margin-bottom:26px}
.big-search{max-width:680px}
.big-search input{height:64px;font-size:1.08rem;border-radius:18px;box-shadow:var(--sh-2);border-color:#fff}
.pop{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:6px;font-size:.88rem;color:var(--muted)}
.pop span{margin-right:4px}
.pop .chip{background:rgba(255,255,255,.75)}
.topic-g{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.topic{display:flex;flex-direction:column;gap:4px;padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line);transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.topic:hover{transform:translateY(-3px);box-shadow:var(--sh-2);border-color:transparent}
.topic .ic{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;background:var(--sky-l);color:var(--sky);margin-bottom:12px}
.topic .ic svg{width:22px;height:22px}
.topic b{font-family:var(--display);font-size:1.15rem;letter-spacing:-.015em}
.topic small{color:var(--muted);font-size:.9rem}
@media(max-width:900px){.topic-g{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.topic-g{grid-template-columns:1fr}}
.faq-side{position:sticky;top:160px;align-self:start}
.hits{margin-top:14px;font-weight:600;color:var(--sky-d)}
.qgroup{scroll-margin-top:150px;margin-bottom:26px}
.qg-h{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);padding-bottom:6px;border-bottom:2px solid var(--ink);font-family:var(--body);font-weight:700}
@media(max-width:900px){.faq-side{position:static}}
.safe-band{display:grid;grid-template-columns:auto 1fr;gap:28px;padding:clamp(28px,4vw,44px);border-radius:28px;background:#fff8f3;border:1.5px solid #ffd8c4}
.sb-ic{width:64px;height:64px;border-radius:20px;display:grid;place-items:center;background:var(--dawn);color:#fff}
.sb-ic svg{width:32px;height:32px}
.never{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.never li{position:relative;padding:14px 16px 14px 46px;border-radius:14px;background:#fff;border:1px solid #ffe2d3;font-weight:500;font-size:.95rem}
.never li::before{content:"✕";position:absolute;left:14px;top:13px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#ffe9df;color:var(--dawn-d);font-size:.72rem;font-weight:800}
@media(max-width:780px){.safe-band{grid-template-columns:1fr}.never{grid-template-columns:1fr}}
.esc{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;counter-reset:lv}
.esc li{position:relative;padding:26px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.esc li:not(:last-child)::after{content:"";position:absolute;top:44px;right:-15px;width:16px;height:16px;border-top:2px solid var(--line-2);border-right:2px solid var(--line-2);transform:rotate(45deg);z-index:1;background:transparent}
.esc .lv{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:var(--sky-l);color:var(--sky-d)}
.esc li:last-child .lv{background:var(--dawn-l);color:var(--dawn-d)}
.esc h3{font-size:1.2rem;margin:14px 0 8px}
.esc p{font-size:.93rem;color:var(--ink-2)}
.esc small{display:block;margin-top:12px;font-size:.82rem;color:var(--muted)}
@media(max-width:900px){.esc{grid-template-columns:1fr}.esc li::after{display:none}}
select.inp{appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235a6683' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") right 14px center/18px no-repeat;padding-right:40px}